Peer
CommunityExchangeMarketplaceAltcoinFiat
Peer is a self-custodial peer-to-peer marketplace for buying and selling digital dollars using supported payment apps. Peer does not require users to submit additional identity documents to Peer. Zero-knowledge proofs verify relevant payment data while users retain custody of their funds. Availability and payment methods vary by market.
Domains
Score breakdown
KYC policy
2of 4Rare KYC
KYC is possible but not in the normal scenario: by law, on a refund, on an AML flag, or at the discretion of a partner or seller.
Service overview
AltcoinFiat
How this score is made up
Privacy:base 50 + 7 − 5 = 52
Trust:base 50 + 14 = 64
Confirmed attributes
- KYC depends on partners-5 privacy0 trust
The order goes through partner services, and each has its own rules.
confirmed 2026-10-02evidence
- Non-custodial+6 privacy0 trust
Funds stay in your wallet: the service never holds the keys.
confirmed 2026-09-02evidence
- Works without JavaScript+1 privacy0 trust
The site is usable with scripts disabled — the way Tor Browser runs on its strictest setting.
confirmed 2026-09-02checked automatically
- Escrow available0 privacy+6 trust
Money is held by a third party until both sides have done their part.
confirmed 2026-09-02evidence
- Open source0 privacy+6 trust
The code of the running service is published and can be inspected.
confirmed 2026-09-02evidence
- Legally registered0 privacy+2 trust
Operated by a registered company that can be found in an open registry.
confirmed 2026-09-02evidence
Timeline
- Attribute confirmedKYC depends on partners
- Score recalculated6.03 → 5.76 · after an attribute change
- Terms of service changed
- Score recalculated5.76 → 6.03 · after an attribute change
- Attribute confirmedKYC depends on partners
- Attribute confirmedNon-custodial
- Attribute confirmedOpen source
- Attribute confirmedEscrow available
- Attribute confirmedLegally registered
- Score recalculated— → 5.76 · after an attribute change
- PublishedUnlisted → Community
Similar services
Decentralized peer-to-peer desktop exchange network for trading bitcoin against national currencies and cryptocurrencies including Monero. Trades are secured by 2-of-2 multisig deposits and human arbitration; there are no accounts, and the open-source project is governed by its own DAO.
KYC lvl 0Peer-to-peer exchange for buying and selling bitcoin over the Lightning Network, using hold invoices and fidelity bonds instead of accounts. A disposable robot avatar is generated for each trade; the service is designed to be used over Tor.
KYC lvl 0onionInstant-exchange aggregator that compares rates across partner swap services and publishes a KYC/AML rating for each partner. Works without JavaScript and requires no account.
KYC lvl 2
Badge for the service’s own site
A live badge: it shows the current status and KYC level from this card and updates by itself. It carries no score, and placing it changes nothing in the score or the ordering. The link leads here, where the official addresses are listed.
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