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Peer

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ExchangeMarketplaceAltcoinFiat

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Peer is a self-custodial peer-to-peer marketplace for buying and selling digital dollars using supported payment apps. Peer does not require users to submit additional identity documents to Peer. Zero-knowledge proofs verify relevant payment data while users retain custody of their funds. Availability and payment methods vary by market.

Score breakdown

5.76
Overall
52
Privacy
52.9%
64
Trust
47.1%
Community
from user reviews

KYC policy

2of 4Rare KYC

KYC is possible but not in the normal scenario: by law, on a refund, on an AML flag, or at the discretion of a partner or seller.

Service overview

Launched2023
AML risklow
Availableonline
Escrowyes

AltcoinFiat

How this score is made up

Privacy:base 50 + 7 − 5 = 52

Trust:base 50 + 14 = 64

Confirmed attributes

  • KYC depends on partners-5 privacy0 trust

    The order goes through partner services, and each has its own rules.

    confirmed 2026-09-02evidence

  • Non-custodial+6 privacy0 trust

    Funds stay in your wallet: the service never holds the keys.

    confirmed 2026-09-02evidence

  • Works without JavaScript+1 privacy0 trust

    The site is usable with scripts disabled — the way Tor Browser runs on its strictest setting.

    confirmed 2026-09-02confirmed by a moderator without an external proof

  • Escrow available0 privacy+6 trust

    Money is held by a third party until both sides have done their part.

    confirmed 2026-09-02evidence

  • Open source0 privacy+6 trust

    The code of the running service is published and can be inspected.

    confirmed 2026-09-02evidence

  • Legally registered0 privacy+2 trust

    Operated by a registered company that can be found in an open registry.

    confirmed 2026-09-02evidence

Timeline

  • Attribute confirmedKYC depends on partners
  • Attribute confirmedNon-custodial
  • Attribute confirmedOpen source
  • Attribute confirmedEscrow available
  • Attribute confirmedLegally registered
  • Score recalculated— → 5.76 · after an attribute change
  • PublishedUnlisted → Community

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  • 8.04Rating

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  • 7.94Rating

    Peer-to-peer exchange for buying and selling bitcoin over the Lightning Network, using hold invoices and fidelity bonds instead of accounts. A disposable robot avatar is generated for each trade; the service is designed to be used over Tor.

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Peer — KYC level, privacy and uptime · nokyc.watch